Monday, 26 September 2016

Note to self: Can you afford it?

I owe a whole lot of entries, but there's just a number of stuff that I am occupied at the moment like sourcing of contractors/stuff for home & preparing for the arrival of the little one. Both of these will be happening around the same time next month (!!!) and I am not sure which will come first!

But what I do know is that, both of these weigh heavily on our savings & we must really look into what is necessary/what is not.

We have done up an excel sheet for our house renovation budget and as much as we (or me myself) would like a certain appliance/a certain sanitary fitting/a certain look to our home, I have to drop the idea because it's not necessary. As long as it functions the way it is supposed to, we are good insya'Allah.

The same goes for our insya'Allah firstborn's expenses. The monthly hospital visits, the baby's clothes, blankets, cot, lotions, insurance...etc. And these don't come cheap. Someone asked me once if I'll be doing any maternity photoshoot - I am glad to report that I won't be (even though there's a complimentary photoshoot by Friso!)
Reason(s) being: Mr. J doesn't like taking pictures in general and even though there will be some keepsake for us, again, I find that its unnecessary. To each his own.

Note: Maybe I should do up an excel sheet for all the stuff that we have spent so far for baby eh?

And someone was also discussing with me the type of wards to be admitted into, together with the hospital (government/private). I did joke with Mr. J once to let me stay at an A1 ward type in KKH, but being him, of course he wasn't for the idea. Lol. Staying in B1 (4-bedder) is just as fine with me - looking at my sister's & SIL's experience when I visited them in 2013 & 2014 respectively. For me, a one or two day hospital stay, is something like a wedding. You pay a sum for the few day(s) stay, but what's coming after that, is far more important. Like baby's daily essentials - diapers, lotions, detergent, polyclinic visits.

All in all, if you have the budget for it, go ahead. As for Mr. J and I, we intend to spend on what's necessary, and save what we can. Ever since I got married to this man, I learn to save more than I spend and I'm thankful for that. I even start to look at Groupon for any good cheap deals (ya I know I used to whine each time he looks at Groupon for deals LOL but nowwww I get it ok - anything to help us save!).

This entry is to remind me to "Ukur baju di badan sendiri" and to not follow the lifestyle of others' as a benchmark. If others can afford it, it's their rezeki from Allah. If you can't afford it, Allah has reserved some other form of rezeki for you, insya'Allah. :)
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